Hastings offer average savings of £71.54 off van insurance based on independent 2010 research. A free key locator service, option for no claims discount protection, courtesy vehicle and windscreen cover are available from their panel of insurers.
Swinton have a promotion of an average discount of 22% (a third maximum price reduction) throughout 2010 for van cover bought via the internet. Direct Line and Churchill also currently offer cut-price web van insurance.
Although van drivers are safe road users their vehicles are worked hard and they break down more often than cars and attract thieves (articles feature van security (news tab), motor industry security standards (Thatcham Ratings) and secure vans winners).
Green Van by Macieklew
Swinton Commercial offer an extensive range of policies (van fleet insurance, truck and haulage insurance, courier van insurance, transit van insurance, taxi insurance etc.) in addition to private van insurance.
If driving in the EU and require more than the minimum cover then a policy may need to be extended and the premium increased. A Green Card is required in some non-EU countries as proof of third party insurance. In the event of a traffic incident a European Accident Statement (EAS) would assist.
Be Wiser, established insurance brokers, have a tailored approach to suggesting the most appropriate policy. For a van quote from specialists with advice and bargains and no insistent marketing click here.
There is an illusion of extensive choice when numerous insurance companies compete on a price comparison site. However, on insurance comparison sites, there are a small number of main insurance groups besides the many subsidiary insurance companies that they possess as well. The head corporation can decide which of their businesses will provide a deal that month. Another month a different firm can provide a cheaper quote!
Direct Line economies included Named Drive No Claims Discount (NCD), Matched NCD, Multi-van discount and Breakdown multi-vehicle discount. Comprehensive cover includes a Glass Hotline number (always open) and repair/replacement service. Optional benefits include legal protection for uninsured loss recovery.
Standard cover at Churchill comprises 24 hour accident recovery, medical costs, generous No Claim Discount, personal accident cover etc. A cheap van insurance quotation can also be obtained at Admiral and RAC offer minibus insurance.
Which? Magazine reported price comparison sites often have a relatively large standard voluntary excess which enables them to lower the premiums. Furthermore, some comparison websites group voluntary and compulsory excesses together.
The objectivity of price comparison sites has been called into question when some are owned by insurers or had a commercial loan from a provider; fees for inclusion in tables, commission payments, further advertising muddy the waters and several apparently consumer sites have sponsored links etc.
A product, particularly a complex one like insurance, with different features and benefits (some unique) is difficult to assess solely on price.
19 July 2010
